learn about how to use venmo and how to add money to venmo card & fees
Table of Contents
how to use venmo
it is available for iOS and Android and it is the exact same on both platforms search and download the venmo app on the App Store or the Google Play Store and install it.
sign up

when you first get venmo for the first time, you must sign up using Facebook or email here type in your first name and last name email and password on the sign-up page.
I am going to go all the way to the bottom of the page I will kind of explain to you some of these things that it tells you but you could read it press next
verification code

this is going to send me a verification code to my phone so I’ll go ahead and type in my number and I let it connect to my Facebook here to get some of my contacts already so it will populate my app here so I could show you some of the things here

when you briefly look at the app let me just explain to you what you are looking at in the center, you are going to see the two people icon
those are all your friends that you let the app connect to and you could see that they have paid or received money from other people

the right side you have a one-person icon this is everything that you use therefore to send and receive money that is going to show up here

then there is the globe icon let me go there and this is basically like a Facebook wall where it is going to show the activity of just everybody not people you know just everybody that is using the app
so that’s kind of the social media aspect of them oh it is a little bit different than the other apps designed to send and receive money that is the three icons on top
how to add money to venmo

but what we want to do first is we want to link a bank account or a credit or debit card let me show you that press the three lines on the top
venmo Settings

on this page we want to go to the Settings icon on the bottom
venmo payment method

we want to go to payment method there is not much we are going to be able to use the app for if you do not have a bank account connected so press that
venmo balance

here if you have not used the app before you are not going to have a payment method here and the venmo balance is when people pay you it is going to sit on the vemma balance so we’ll talk about that in a second
venmo add bank or card

but right now, press add bank or card and you could either add a bank account, if you add a bank account money is sent completely free to other people using the app so that is the way I recommend.
venmo fees
if you do not want to do that you could select the card payment but that does have a 3% fee attached to it if you are using a credit card.
but if you do choose that you could type in your card number very straightforward and press add
venmo bank verification

if you choose the bank option you have a couple of options here you could do instant verification or you could do manual verification

takes a little bit longer the instant one basically tells you exactly what it is going to do to verify you could press continue go through this process again it is straightforward secure and private
now once your bank account is either verified instantly or if you wait a couple of days for it to get verified the manual way, you are all set to use the app
venmo send and receive money
so now let me show you how to send and receive money press the three lines again

go to the home icon now

now go to the top right the pencil and money icon press that

this is the page where you first need to add someone that you want to request money from or send money
if you connect the people during the setup process, they are going to show up here under your friends list
you could use their name you could use their username phone number or email so lots of different ways to invite them here
so, I invite someone here and select their name now let us say I want to give them five dollars
I could type in the amount here that is the first thing you need to do is type in the amount after you pick the person then you need to type a message what is four

so, selecting the message, I can type in tea for example then before you request and pay you see that private lock icon click that

let us you basically let it be visible to no one that is the private option to the friends that is the middle icon we looked at where you see all your friend’s activities
if you wanted to show them that you have paid someone or the public one where it just shows up on the globe icon the public social media wall of the app
so, choose that make sure you know what you want here

then when you click away there is a bunch of different icons here like a smiley face you could go ahead and add a move here you could go ahead and add bitmoji
you could go ahead and add these gifts and if you share to the friend’s wall or the public wall all these icons are going to show up here

then you must request or pay do I want to pay them in this case or request select one of those two options
then it is going to pull up your bank again that is why it was important to pull up your bank first and then you could just go ahead and press pay right here and it will make that transaction
if you were to request money exact same thing except instead of pay its going to say request and that person will get a notification, they just must open the app and then I agree to pay
you let me press the three lines on the home page again
if someone asks you for your venom someone says what is your venmo that is the @ sign that is your venmo
that is why you would send them at the @ sign and then people could add you to their account that way as a friend
then they could always use your venom ID to send and receive money instead of typing in your phone number or email
when you do receive money on venmo it will show your balance here right on top where it says the dollar sign in Vemma mine is at zero
once you do get money in venmo it does not go directly to your account it sits right here on the venmo app
so, you must press transfer balance click that and, on this page, it will let you type in the amount you have on memo and transfer it out to your accounts
you could do the free option where it takes a couple of days one to three days or the instant option but that requires a 1% fee so that is where the fees associated up to 10 dollars if you want to transfer out instantly
venmo card

venmo card basically is a debit card where you could load it up with money and use the venmo card to make purchases or send money it is not a credit card
you could use it to earn rewards and you could customize the card it is a debit card
so, when you say get the venmo card it is going to let you customize the card have your legal name on it and you can make transactions that way using your venmo balance
Venmo Internationally
we are going to be talking about can you use venom internationally or does venom work internationally
can you use venom internationally the short answer is no?
so, venom is only a US company and it is meant to be used in the use
so, it must be used to pay in use dollars to US merchants
so, you cannot send money internationally in two different currencies
change at any moment because it is a pretty big company, PayPal owns them so maybe one day they will change that if that happens to change and you know leave us a comment below and let the rest of us know
but to give a few examples of what you cannot do with venom I am in California and let us say that I need to pay a friend in Canada and I want to send them a venmo payment
they cannot download the venmo app and receive a payment from me so they need to be here in the States and the money must be transferred in use dollars and they cannot download the payment app in Canada and then send me money either in the Reverse
so that is one thing you cannot do with venom
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